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Due to Hurricane Ian, our office will be closed starting September 28th and will reopen October 3rd. Please contact us at 813-699-4911 for any questions or concerns.
Brandon Debt Collections Relief Lawyers Serving the Florida Gulf Coast Region
Co-Signers Are Protected by the Fair Debt Collection Practices Act
Although family members generally mean well when they co-sign for a loan, the unfortunate reality is that it opens the co-signer up for fair debt collection by the creditor and collections agencies. Co-signing a loan agreement puts your name on the bottom line.
In the event the primary applicant is not able to uphold terms of the loan agreement or files for bankruptcy, the co-signers on any outstanding loans for discharge may suffer the same negative consequences on their credit report or future credit opportunities.
If you are a co-signer of another party’s loan and are receiving harassing calls and notices from the creditor, or have been threatened with legal action, it may help to know that there are laws that protect you. Talk to an experienced bankruptcy and debt-relief attorney at The Golden Law Group. We will advise you of your rights and help you fight back to enforce the federal Fair Debt Collection Practices Act (FDCPA). If the creditor has abused the law, you may even be able to sue for damages, as you put a stop to liens, garnishments and other aggressive collections practices.
Free Consultations, No Obligations
Serving the Gulf Coast – Call: (813) 699-4911
Learn more about bankruptcy and co-signer responsibilities. Call an experienced Florida bankruptcy attorney at The Golden Law Group. We are ready to answer all of your questions about bankruptcy, debt relief and illegal collections practices.
From convenient office locations, we represent individuals, families and business owners in bankruptcy matters in Tampa, Brandon, Sarasota, and communities throughout the Florida Gulf Coast region. If you are over your head in debt and don’t know where to turn for relief, turn to us.
Contact us today for a free, no-obligation consultation.
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“Bankruptcy in Florida, by G. Donald Golden” answers some general bankruptcy concerns, such as: How do I know if I should file for bankruptcy?”
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