Tampa Bankruptcy Lawyer

Making the decision to end your debt by filing for bankruptcy can be an incredibly daunting and overwhelming choice. In an effort to make your process as easy and stress-free as possible, it is encouraged that you work with a qualified bankruptcy lawyer in Tampa who knows how to guide you toward a positive and favorable resolution. As a Board-Certified Bankruptcy Specialist, Attorney Golden knows the laws, procedures, and systems involved with the bankruptcy process.
Because of his specialized training, Tampa Bankruptcy Attorney Golden has earned the right to call himself a qualified legal expert in bankruptcy and other debt-relief matters.

Need to explore your financial options? Call us or contact us online to schedule a free initial consultation with a bankruptcy attorney in Tampa. We are backed by years of experience and are ready to help! We have locations in Tampa and Brandon.

Why do I need a Bankruptcy Attorney in Florida?

If you are considering bankruptcy in Florida, you may be wondering if you need to hire a bankruptcy attorney. The answer is not always clear cut, but in general, it is a good idea to at least consult with an attorney before filing for bankruptcy.

There are a few reasons why you might need a bankruptcy attorney in Florida. First, the bankruptcy laws in Florida are different than the laws in other states. This means that if you are not familiar with the laws, you could make some mistakes that could end up costing you a lot of money.

Second, even if you are familiar with the bankruptcy laws, the process of filing for bankruptcy can be complicated. There are a lot of forms to fill out and deadlines to meet. If you miss a deadline or make a mistake on your forms, your case could be dismissed. An experienced bankruptcy attorney can help you navigate the process and make sure that everything is done correctly.

Third, if you have a lot of debt, you may want to consider filing for Chapter 7 bankruptcy. This type of bankruptcy allows you to discharge all of your unsecured debt, such as credit card debt and medical bills. However, it also requires that you give up some of your assets, such as your home or car. An experienced bankruptcy attorney can help you determine if Chapter 7 bankruptcy is right for you and can help you protect your assets.

Fourth, if you are facing foreclosure, you may want to consider filing for Chapter 13 bankruptcy. This type of bankruptcy allows you to keep your home and make payments on your mortgage over a three- to five-year period. An experienced bankruptcy attorney can help you create a repayment plan and can negotiate with your creditors to try to get them to agree to the plan.

Finally, even if you are not sure if you need a bankruptcy attorney, it is a good idea to consult with one. An experienced attorney can review your financial situation and help you decide if bankruptcy is right for you. If it is, an attorney can help you protect your assets and make sure that the process goes smoothly.

A bankruptcy lawyer can help you understand your options and make the best decision for your situation. At Golden Law Group, our Tampa bankruptcy lawyers have more than 20 years of experience helping people get out of debt. We offer a free consultation to help you understand your options and decide if bankruptcy is right for you.

What is Bankruptcy?

Bankruptcy is a legal process that allows individuals or businesses to reorganize or liquidate their assets to repay debts. The bankruptcy process can be initiated by the debtor or the creditors and is overseen by a bankruptcy court.

Bankruptcy is not a crime, but it is a legal process that has serious consequences. Individuals who file for bankruptcy protection are known as debtors. Creditors are the individuals or businesses to whom the debtors owe money.

The bankruptcy process begins when the debtor files a petition with the bankruptcy court. The petition lists the debtor’s assets and liabilities, as well as the debtor’s income and expenses. The debtor must also file a schedule of proposed payments to the creditors.

Once the petition is filed, the court issues an order called the automatic stay. The automatic stay stops creditors from taking any action against the debtor or the debtor’s assets.

The next step in the bankruptcy process is the meeting of creditors. The meeting of creditors is a hearing at which the debtor and the creditors discuss the debtor’s financial situation. The debtor must answer questions about his or her assets and liabilities, as well as his or her income and expenses.

After the meeting of creditors, the bankruptcy court will issue a discharge order. The discharge order releases the debtor from his or her obligation to repay certain debts. Not all debts are dischargeable in bankruptcy, however, such as child support, alimony, student loans, and taxes.

If you are considering filing for bankruptcy, it is important to speak with an experienced bankruptcy attorney. An attorney can help you determine whether bankruptcy is the right option for you and can help you navigate bankruptcy law.

Bankruptcy Matters We Handle

At The Golden Law Group, we can help you seek debt relief — whether it is through filing for bankruptcy or seeking alternative solutions. Below is a list of only some
of the situations we can help you with. Don’t see your matter here? Give us a call for a free case evaluation with our bankruptcy attorney in Tampa!

After your debts have been discharged, The Golden Law Group will conduct a free credit report follow-up review to ensure your credit profile is accurate and that your debts are gone for good. Our Tampa bankruptcy attorney can help you every step of the way with your bankruptcy case. Call our law office for legal advice on any bankruptcy matter!

What are the Common Types of Bankruptcy?

There are two types of bankruptcy that individuals can file: Chapter 7 and Chapter 13. In a Chapter 7 bankruptcy, also known as a liquidation bankruptcy, your non-exempt assets are sold to pay off your creditors. Most people who file for Chapter 7 bankruptcy do not have any non-exempt assets, so their creditors receive nothing.

In a Chapter 13 bankruptcy, also known as a reorganization bankruptcy, you create a repayment plan to pay back your debts over three to five years. Chapter 13 bankruptcies are available to people with regular income who do not qualify for a Chapter 7 bankruptcy.

How Can A Bankruptcy Attorney In Tampa Help You?

Although The Golden Law Group has helped many individuals struggling with financial matters, we understand that no two cases are alike, and make sure to treat each client’s case with the individual attention that it requires. Hiring a bankruptcy lawyer is essential for helping ensure that you are fully aware of all of the options available to you, to achieve financial freedom. When you hire a bankruptcy attorney at The Golden Law Group, you are not only hiring a legal expert, but someone who genuinely cares about you, your future, and your reputation.

A bankruptcy attorney can help you in the following ways:

Providing you with valuable legal and financial counseling
Serving as an emotional support system
Fiercely negotiating with creditors on your behalf
Preventing you from making any costly mistakes throughout the process
Representing you in court and fighting for a favorable settlement
Answering all of your questions and ensuring that you know all of the legal
options available to you
Helping you rebuild your credit and achieve financial freedom and independence

Contact us today to schedule a free consultation with our bankruptcy attorney and to learn more information on bankruptcy and the benefits that hiring a lawyer has
to offer you

Struggling against debt? Curious about bankruptcy? Speak with skilled bankruptcy
attorneys in Tampa at The Golden Law Group. Call us to schedule a free consultation.

There is Life After Bankruptcy — We Can Help You Get a Fresh Start!

Perhaps one of the greatest myths about bankruptcy refers to the fact that bankruptcy will ruin a credit score for a lifetime. Though it is true that bankruptcies can remain on a credit score for 7-10 years, it is important to note that you can take steps to repair your credit. Soon, you will be eligible to receive loans, credit cards, or even buy your own home or car. The Golden Law Group can help you every step of the way to your fresh start.

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Learn more about bankruptcy from our attorneys in Tampa. Complete an online
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An Introduction to Chapter 13 Bankruptcy

Contact The Golden Law Group at (813) 680-3830 to speak with a Tampa bankruptcy lawyer. We are here to guide you to a fresh start!