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Debt Discharge Revocation

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Debt Discharge Revocation

Brandon, Florida Debt Relief Lawyers Serving the Gulf Coast Region

Can a debt, once discharged by the Bankruptcy Court, be revoked and the petitioner be compelled to repay all or a portion of the debt? It is a common concern among people who have had their debts discharged under Chapter 7 or Chapter 13 bankruptcy. After all, after so many years buried in deep debt, it may be difficult to believe that you are finally clear of creditors’ collections actions.

Can a debt discharge be revoked? Probably not, if you acted in good faith.

  • If the creditor can prove that the petitioner fraudulently withheld financial information, or provided false information. If the deliberate act of fraud can be shown to have affected the decision to discharge the debt, the creditor may legitimately seek a revocation of the debt.
  • If the debtor, through an act of deliberate fraud, acquires property or assets that are the property of the estate and does not report or surrender the asset to the bankruptcy trustee.
  • When the petitioner refused to obey an order of the court, relative to the decision to discharge a particular debt.

The U.S. Bankruptcy Code provides for a discharge revocation only under three specific circumstances:

“Fraud or deliberate contempt of Bankruptcy Code laws is the common factor in all three instances of a possible revocation of a discharge. In most cases, creditors will not have sufficient grounds to pursue a revocation if fraud cannot be proven, or if the amount of discharge is not sufficient to pursue a complaint.”

Free Consultation · No Obligation · Serving the Gulf Coast · Call: (813) 680-3830

Get straight answers to all of your bankruptcy questions. Call an experienced Florida bankruptcy attorney at The Golden Law Group. We are ready to answer all of your questions about bankruptcydebt relief and illegal collections practices.

From convenient office locations, we represent individuals, families and business owners in bankruptcy matters in Tampa, Brandon, Sarasota, and communities throughout the Florida Gulf Coast region. If you are over your head in debt and don’t know where to turn for relief, turn to us.

Contact us today for a free, no-obligation consultation.

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“Bankruptcy in Florida, by G. Donald Golden” answers some general bankruptcy concerns, such as: How do I know if I should file for bankruptcy?”

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