{"id":110,"date":"2022-12-08T05:41:37","date_gmt":"2022-12-08T05:41:37","guid":{"rendered":"https:\/\/www.brandonlawyer.com\/?page_id=110"},"modified":"2023-09-01T11:45:02","modified_gmt":"2023-09-01T11:45:02","slug":"garnishment-defense","status":"publish","type":"page","link":"https:\/\/www.brandonlawyer.com\/debt-solutions\/garnishment-defense","title":{"rendered":"Garnishment Defense"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"110\" class=\"elementor elementor-110\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e6648a7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e6648a7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-083a624\" data-id=\"083a624\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4821c2b elementor-widget elementor-widget-text-editor\" data-id=\"4821c2b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 25-04-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<h1>Garnishment Defense Lawyer in Brandon, FL<\/h1><h3>Are Your Wages Being Garnished?<\/h3><p>Has a credit card company or other type of\u00a0<a href=\"https:\/\/www.brandonlawyer.com\/debt-solutions\/creditor-harassment\/\">creditor threatened<\/a>\u00a0you with a lawsuit to seek a court judgment for payment? Are you facing wage garnishment because you have been unable to make your monthly mortgage or car loan payment on time? If you see that your wages have been withheld or suspect that your bank account has been garnished, you must act quickly. The sooner you get in contact with an attorney, the sooner your legal representative can put a stop to the garnishment of your wages or bank account.<\/p><p>As banking regulation clamps down on credit card companies and other lenders, they have responded by getting more aggressive in pursuing legal remedies to collect their money. Many of them have taken things too far, however, and ignore debtor&#8217;s rights under the federal Fair Debt Collections Practices Act (FDCPA) of 1977.<\/p><hr \/><p><strong>The last thing you need in life more stress. The Golden Law Group will strive to protect your hard-earned money!\u00a0<a href=\"https:\/\/www.brandonlawyer.com\/contact-us\/\">Reach out online<\/a>\u00a0or call us!\u00a0We serve those in\u00a0<a href=\"https:\/\/www.brandonlawyer.com\/tampa-bankruptcy\/\">Tampa<\/a>\u00a0and Brandon!<\/strong><\/p><hr \/><h2>Why Do I Need a Garnishment Defense Attorney in Florida?<\/h2><p>If you have been served with a wage garnishment order, it is important to seek legal advice as soon as possible. A garnishment defense attorney can help you understand your rights and options under the law.<\/p><p>The first step in fighting a wage garnishment is to determine if the order is valid. In order to be valid, the order must be issued by a court and must comply with the federal law known as the Consumer Credit Protection Act (CCPA). If the order is not valid, the garnishment can be stopped.<\/p><p>Even if the order is valid, there may be ways to reduce or eliminate the amount being garnished. For example, if you can show that the garnishment would leave you with an insufficient amount of money to cover your basic living expenses, the court may reduce or eliminate the garnishment.<\/p><p>If you are facing wage garnishment, it is important to seek legal advice as soon as possible. The sooner you contact a garnishment defense attorney, the sooner they can start working on your case. Call our <a href=\"https:\/\/www.brandonlawyer.com\/\">Brandon law office<\/a> today to schedule a consultation!<\/p><h2>What is Wage Garnishment<\/h2><p>Wage garnishment is a legal process whereby a creditor can collect money owed from a debtor&#8217;s wages. The creditor will obtain a court order that requires the debtor&#8217;s employer to withhold a certain amount of money from the debtor&#8217;s paycheck and send it to the creditor.<\/p><p>Wage garnishment can be a very effective way for a creditor to collect money owed, but it can also be a very stressful process for the debtor. If you are facing wage garnishment, it is important to seek legal advice as soon as possible.<\/p><p>The first step in the wage garnishment process is for the creditor to obtain a court order. The court order will specify the amount of money that the debtor&#8217;s employer is required to withhold from the debtor&#8217;s paycheck.<\/p><p>Once the court order is obtained, the creditor will send a notice to the debtor&#8217;s employer. The employer is then required to withhold the specified amount of money from the debtor&#8217;s paycheck and send it to the creditor.<\/p><p>If the debtor does not have enough income to cover the amount of the wage garnishment, the creditor may try to collect the money from the debtor&#8217;s bank account.\u00a0<\/p><p>If you are facing wage garnishment, it is important to seek legal advice as soon as possible. An experienced bankruptcy attorney can help you understand your rights and options under the law.<\/p><h3>Creditor Gained Access to Your Account?<\/h3><p>Once a creditor gains access to your account and makes withdrawals, there is usually no way to get the money back. The creditor could have had access to your wages, your life savings, or another bank account, and there could be no way to regain your money. This process can be devastating, especially if you and your family are going through a rough financial time.<\/p><h3>Exemptions from Wage Garnishment in Florida<\/h3><p>The state of Florida allows certain protections to individuals who are the &#8220;head of a family.&#8221; The state legally defines the head of family as &#8220;any natural person who is providing more than one-half of the support for a child or other dependent.&#8221; If you are a head of family, you can file for exemption from wage garnishment and protect your earnings under the Consumer Credit Protection Act.<\/p><h3>Bankruptcy Attorneys in Brandon You Can Trust<\/h3><p>If you are facing\u00a0<a href=\"https:\/\/www.brandonlawyer.com\/debt-solutions\/garnishment-defense\/\">garnishment<\/a>,\u00a0<a href=\"https:\/\/www.brandonlawyer.com\/debt-solutions\/foreclosure-defense\/home-in-foreclosure\/\">foreclosure<\/a>,\u00a0<a href=\"https:\/\/www.brandonlawyer.com\/debt-solutions\/foreclosure-defense\/home-in-foreclosure\/\">repossession<\/a>\u00a0or a lawsuit, you don&#8217;t have to roll over. You have rights and remedies available to you under the law. The Florida bankruptcy attorneys at The\u00a0<a href=\"https:\/\/www.brandonlawyer.com\/firm-overview\/\">Golden Law Group<\/a>\u00a0are here to help you protect your rights. Contact us to schedule a free consultation to evaluate your circumstances and discuss your options.<\/p><h3>Let Us Worry About Your Creditors<\/h3><p>The day you sign an agreement letter and pay a low down payment on the full retainer fee, you will be able to tell your creditors that you have hired an attorney to represent you. Most of the time the creditor will contact us to verify that you have retained and then they will stop bothering you&#8230; Moreover, even if you are only one day away from your foreclosure hearing, you can save your house.<\/p><h3>Choosing the Right Florida Wage Garnishment Attorney<\/h3><p>Are your wages or your bank account being garnished? Attorneys at The Golden Law Group may be able to put a stop to it. If you are interested in learning your rights or options, do not hesitate to speak with a board-certified <a href=\"https:\/\/www.brandonlawyer.com\/debt-solutions\/bankruptcy\/\">bankruptcy law attorney<\/a> at the firm.<\/p><h2>Call our Expert Garnishment Defense Attorney Today!<\/h2><p>If you are facing wage garnishment, you are not alone. The Golden Law Group has over two decades of experience helping people like you get the <a href=\"https:\/\/www.brandonlawyer.com\/debt-solutions\/debt-relief\/\">debt relief<\/a> they need.<\/p><p>If you are facing wage garnishment, don&#8217;t wait to get help. Call the Golden Law Group today for a free consultation.<\/p><p class=\"text-highlight v1 bg-box unlike-bg side-padding-medium vertical-padding-tiny\">\u00a0<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e194167 garnish-pg elementor-widget elementor-widget-text-editor\" data-id=\"e194167\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><em><strong>The Golden Law Group knows that acting swiftly can be one of your greatest strategies! Call a Florida wage garnishment attorney at\u00a0<a id=\"ColumnLayoutContent_3\" href=\"tel:(813) 680-3830\">(813) 680-3830<\/a>\u00a0or\u00a0<a href=\"https:\/\/www.brandonlawyer.com\/contact-us\/\">contact us online<\/a> today. We serve clients throughout Tampa and Brandon!<\/strong><\/em><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Garnishment Defense Lawyer in Brandon, FL Are Your Wages Being Garnished? Has a credit card company or other type of\u00a0creditor threatened\u00a0you with a lawsuit to seek a court judgment for payment? Are you facing wage garnishment because you have been unable to make your monthly mortgage or car loan payment on time? If you see [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":88,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/www.brandonlawyer.com\/wp-json\/wp\/v2\/pages\/110"}],"collection":[{"href":"https:\/\/www.brandonlawyer.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.brandonlawyer.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.brandonlawyer.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.brandonlawyer.com\/wp-json\/wp\/v2\/comments?post=110"}],"version-history":[{"count":21,"href":"https:\/\/www.brandonlawyer.com\/wp-json\/wp\/v2\/pages\/110\/revisions"}],"predecessor-version":[{"id":4947,"href":"https:\/\/www.brandonlawyer.com\/wp-json\/wp\/v2\/pages\/110\/revisions\/4947"}],"up":[{"embeddable":true,"href":"https:\/\/www.brandonlawyer.com\/wp-json\/wp\/v2\/pages\/88"}],"wp:attachment":[{"href":"https:\/\/www.brandonlawyer.com\/wp-json\/wp\/v2\/media?parent=110"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}