What are the most common reasons for Chapter 13 bankruptcy?

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What are the most common reasons for Chapter 13 bankruptcy? | The Golden Law Group | Helping Residents & Businesses Get Financial Stability | (813) 413-8700 | http://BrandonLawyer.com | 808 Oakfield Drive, Ste A, Brandon, Florida 33511 | 9040 Town Center Pkwy, Bradenton, Florida 34202

The most common reasons for filing a Chapter 13 bankruptcy are if you earn too much money to qualify for Chapter 7, and fail the means test, then you would be required to file Chapter 13 if you want to see bankruptcy relief. Another common reason for filing a Chapter 13 is if you have assets that you would lose in a Chapter 7, and you would like to protect those assets. You can keep them in a Chapter 13 case by entering into a payment plan with your creditors. The third most common reason for filing a Chapter 13 is if you are behind on your mortgage payments and you would like to keep your home. In a Chapter 13, you can take up to five years to get your mortgage payments caught up, and protect your house.

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