Tampa Chapter 13 Bankruptcy Attorney
Call (813) 699-4911 for a Free Consultation with a Board-Certified Specialist!
The Golden Law Group is a bankruptcy firm in Tampa devoted to helping individuals reach effective solutions to their financial struggles. As a board certified specialist in consumer bankruptcy, attorney G. Donald Golden has been deemed as an expert in his field. This means that when you come to our team for assistance with your financial difficulties, you can trust that you are working with a team that is greatly equipped to assist you.
How Chapter 13 Works
Filing for Chapter 13 is more difficult than Chapter 7 bankruptcy, however, here we will go over the basics of how it works. If you are eligible for this option, you will propose a 3 - 5 year repayment plan to your creditors and the bankruptcy court. In the event that the creditors and the bankruptcy trustee object to your plan, you may make changes until they are satisfied and they approve it at your confirmation hearing.
To begin the filing process, you must complete a mandatory credit counseling course that is approved by the U.S. Trustee’s office. It may cost around $25 - $35 per course. When you complete the official bankruptcy forms, you must present your certificate of completion for credit counseling, and pay a filing fee with the bankruptcy court clerk. For experienced guidance on the filing process, reach out to our Chapter 13 bankruptcy lawyer in Tampa today!
Why Call The Golden Law Group?
- Stop living paycheck to paycheck
- Put a stop to harassment from creditors and debt collectors
- End wage garnishment
- Eliminate your debt and start rebuilding credit
- Gain the peace of mind that you deserve
We serve Tampa and Brandon! Contact us
online or call (813) 699-4911 for a free consultation!
We understand that it may be a difficult time for you. Our Tampa Chapter 13 attorney is here to help you out.
Benefits of Chapter 13
Chapter 13 can protect your car from repossession with a similar strategy regarding your car payments. Filing can also reduce monthly payments on student loans or government debts. You can include these costs in your payment plan and can avoid accruing arrears and penalties. Additionally, Chapter 13 does not have as big of an impact on the individual's credit report as other choices. Creditors know that you are meeting your obligations and have the cash flow to slowly pay them back.
Repair Your Credit After Bankruptcy
Perhaps one of the greatest myths about bankruptcy refers to the fact that bankruptcy will ruin a credit score for a lifetime. Though it is true that bankruptcies can remain on a credit score for 7-10 years, it is important to note that you can take steps to repair your credit. Soon, you will be eligible to receive loans, credit cards, or even buy your own home or car. The Golden Law Group can help you every step of the way to your fresh start.
See What Our Former Clients Have to Say
"The Golden Law Group is a true model for legal efficiency. I know that Don's admired around the country on how he treats his clients and how darn happy they are with his service! If you need help...this is the firm to go to." - Jason K.
"This practice deserves more than 5 stars. For such a tough situation working with everyone at the office was great from front to back. Jennifer, Jordan, Kelly, Don and everyone else are very professional and answered all my questions. I was never left hanging or unsure of something. Would recommend to anyone with no hesitation." - Mary Ann Lorenzo
Begin Your Fresh Start Today. Call (813) 699-4911 for a Free Consultation!
At the Golden Law Group, our founding attorney G. Donald, Gold Esq. has decades of experience. If you are struggling with debt, he is prepared to discuss your options and find the most suitable solution in your situation. If you need help stopping creditor harassment, foreclosure, or need a plan against repossession, or have questions about Chapter 7 bankruptcy, he is here for you.
Want to Learn More About Bankruptcy in Florida? Get a Free Copy of Our Book.
In "Bankruptcy in Florida", G. Donald Golden answers some general bankruptcy concerns, such as: How do I know if I should file for bankruptcy? Click here to request your free copy today!
Learn More About Chapter 13 Bankruptcy - Call (813) 699-4911
Call (813) 699-4911 for a free evaluation with our Chapter 13 attorney in Tampa! We are ready to answer any of your questions!