If I file for bankruptcy does it mean my old bad debts are erased from my credit report? | The Golden Law Group | Helping Residents & Businesses Get Financial Stability | (813) 413-8700 | https://www.brandonlawyer.com | 808 Oakfield Drive, Ste A, Brandon, Florida 33511 | 9040 Town Center Pkwy, Bradenton, Florida 34202
When you file bankruptcy, your debts are discharged. However, that does not mean that they are erased from your credit report. When you file bankruptcy the debt should be listed on your credit report as being included in bankruptcy with a zero balance. I highly recommend that you pull your credit report about 60 to 90 days after your bankruptcy discharge to make sure that the debts are being reported accurately.