What debt collectors CAN and CANNOT do

Debt collectors cannot call you early in the morning or late at night. They cannot harass or threaten you. If your employer prohibits personal calls, they cannot contact you at work. They also cannot violate your privacy by sharing your debt information with anyone other than your spouse, lawyer, or cosigner.

Mistakes on your credit report? Know THIS

If you have recently filed for bankruptcy, those mistakes could prevent you from being approved for new loans. As a service for bankruptcy clients, we examine credit reports for inaccuracies 90 days after their debt has been discharged. When mistakes are found, the firm handles the dispute free of charge.