Your Six Month Income Lookback

Bankruptcy Lawyers Serving All of Hillsborough County

Your six month income lookback for Chapter 13 includes:

  • Wages earned
  • Commissions and bonuses earned
  • Interest and dividend income
  • Significant gifts and personal loans from family members
  • Inheritance and trust distributions
  • Tax refunds
  • Retirement fund distributions

When you file Chapter 13 bankruptcy to restructure your debt into a court supervised repayment plan, you will be required to list your financial assets, including current income. The courts require a look back period of six months, to ensure that there has not been a major liquidation of assets or deliberate reduction in income in anticipation of filing the bankruptcy petition.

If you are considering filing for Chapter 13 bankruptcy, but are concerned about the six-month look back, there are strategies and legal options for protecting yourself. In most cases, any major changes of financial status can be explained by job loss, medical care or other legitimate circumstances. An experienced bankruptcy attorney will know how to ensure that the look back period does not interfere with your ability to successfully file.

Free Consultation · No Obligation · Serving the Gulf Coast · Call: (813) 699-4911

If you have concerns about the changes in your financial circumstances for your six-month look back for Chapter 13, talk to an attorney at our firm. Don't assume you will not qualify. In most cases, we can find a solution that makes your petition successful. Learn more about your six-month look back for Chapter 13 bankruptcy. Call an experienced Florida bankruptcy attorney at The Golden Law Group. We are ready to answer all of your questions about bankruptcy, debt relief and illegal collections practices.

From three convenient office locations, we represent individuals, families and business owners in bankruptcy matters in Bradenton, Brandon, Sarasota, and communities throughout the Florida Gulf Coast region. If you are over your head in debt and don't know where to turn for relief, turn to us.

Contact us today for a free, no-obligation consultation.

Get a Free Copy of Our Book

"Bankruptcy in Florida, by G. Donald Golden" answers some general bankruptcy concerns, such as: How do I know if I should file for bankruptcy?"

Life Changing Stories

Our Former Clients Share Their Experiences
  • “Top notch company, Elyssa Harvey is simply the best. My situation was a little tough but she was determined to get it done. Thank you for everything, I finally have a fresh start and better educated, ...”

    - jay thomason
  • “We simply can't say enough about Brandon Law Group, they took us through an overwhelming and stressful situation step by step effortlessly. Elyssa Harvey and all the staff are the best. If you have a ...”

    - Mike and Andrea Murray
  • “I called the Golden Law Group when I found myself drowning in debt and facing foreclosure of my home. I was scared and filled with anxiety but almost as soon as I walked into the office for my ...”

    - Donna Robbins
  • “I was more than satisfied with the work that attorney David Bromley ,Jessica and the whole staff did. They always had time to answer my questions . They were thorough and very effective . I give them ...”

    - Sheryl
  • “My business, it's Golden, started in Tampa FL and ended in York, PA. In the 5 years working with them, Every single time I called for assistance, I was able to speak with someone immediately. I don't ...”

    - Denise W.