Did a Debt Collector Violate Your Rights? You Can Sue-
Debt collectors are bound by the rules of the federal Fair Debt Collections Practices Act (FDCPA) of 1977. There are certain terms and conditions they must follow, or they can be held liable to pay damages to the debtor.
Did a creditor or debt collection agency engage in any of the following practices while trying to collect payment for a bill:
Threaten to harm you, a family member, your reputation or property if you do not pay?
- Curse or use profane language?
- Talk to one of your neighbors, relatives or employer about the debt?
- Call repeatedly at unreasonable hours?
- Make a false statement about the debt or the collection effort?
- Falsely identify himself/herself as an attorney?
- Suggest that you have committed a crime by not paying on time?
- Threaten to garnish benefits such as Social Security, pension child support or alimony?
- Attempt to collect any amount greater than the amount you owe?
- Use an envelope or post card that reveals to the world that you owe money?
File a Lawsuit to Recover the Money You Are Entitled To
This is just a partial list of some of the ways a collection agency can violate your rights. You can fight back. The courts have recognized that debtors have a legitimate legal claim for damages from creditors who contract with independent bill collectors, as well as the collection agencies, themselves. The Golden Law Group is ready to help you file a lawsuit to claim the money damages you are entitled to.
Want more information on suing debt collectors? Contact one of the firm's three convenient locations in Bradenton, Brandon or Tampa to schedule a free initial consultation. Their lawyers represent clients in communities throughout Manatee County, Hillsborough County and Sarasota County, Florida.