THE BANKRUPTCY PROCESS
What to Expect in the Weeks and Months
After they learn about
it, most people find that the bankruptcy
process is not nearly as frightening as they
originally expected. If you are struggling
under a load of debt that you can't pay off,
The Golden Law Group can help.
Every client at the
firm receives efficient, effective and
personalized representation. Lead attorney
G. Donald Golden is Board Certified in
Consumer Bankruptcy by the American Board of
Certification. Before deciding who to hire
to handle your bankruptcy, find out why
you should choose a board-certified lawyer.
For a free initial
consultation (no obligations and no risk
whatsoever) to discuss the bankruptcy
process with a lawyer at The Golden Law
Group, call 813-413-8700 or contact the
firm online. The firm serves Tampa, Florida,
and surrounding communities.
How the Bankruptcy Process Works
- Step One: During a free
consultation, your attorney will get the
information necessary to decide what
course of action is most appropriate for
your situation. You can ask questions,
tell your story, learn about fees and
learn how the law will apply to your
- Step Two: If bankruptcy turns
out to be the appropriate course of
action for your case, and if you choose
The Golden Law Group to handle it, you
will receive a packet of forms and
information to take home and fill out.
Later, you will review it with an
experienced legal assistant to make sure
everything is filled in correctly.
- Step Three: Your lawyer will
thoroughly review all the relevant
documents with you and make sure
everything is in order. After any
necessary changes have been made, you
will sign your bankruptcy papers.
- Step Four: Your bankruptcy
petition is filed with the court.
- Step Five: Within 10 days,
you will receive a response from the
court setting a date for a meeting with
your creditors and with a bankruptcy
Trustee. At this meeting, the Trustee
will ask questions about your income,
assets, expenses and liabilities.
Creditors may protest your bankruptcy at
this meeting, but they rarely even show
- Step Six: For a Chapter
7 Bankruptcy, the Trustee may object
within 30 days of the meeting, and your
creditors may object within 60 days. If
both of these deadlines pass without an
objection, your debt will be officially
discharged. For a Chapter
13 bankruptcy, the bankruptcy
trustee must review the feasibility and
accuracy of the proposed plan, and
creditors can object to the plan if they
find it unreasonable.
90 days after your debt
has been discharged, The Golden Law Group
will conduct a free credit
report follow-up to ensure that your
credit profile is accurate and your debts
are gone for good.
For a free initial
consultation to ask about the bankruptcy
process or to discuss how to file for
bankruptcy, call 813-413-8700 or contact The
Golden Law Group online today.