The Bankruptcy Process in Florida

What to Expect When You Plan to File

Taking the first step to pursue bankruptcy can be unnerving. How can you know if this is the right option for you? What will happen to your credit score? Will you ever be able recover financially? While all very common questions, the best place to start for answers is to consult with a seasoned Brandon bankruptcy lawyer. The Golden Law Group can provide the guidance you need during this complex and often overwhelming time. When you reach out to the firm, they make sure you are given the reliable, trustworthy, and personalized support you deserve.

Before you begin the process with the firm, review the steps below:

  • Step #1: Set up your free consultation with the firm and discuss whether or not bankruptcy is the right option for your financial situation. During this time, you can ask questions, share your story, and find out what chapter of bankruptcy or debt solution may be best for your case.
  • Step #2: If it is determined that bankruptcy is the best option for your case, you can move forward with The Golden Law Group. They will provide you with a packet of forms and information that you can review and fill out at home. One of their legal assistants will go over your paperwork with you to ensure it is correct.
  • Step #3: Before anything is submitted, your lawyer from the firm will carefully review the documents and make sure that everything is in order and nothing is overlooked. Once any necessary changes or updates have been made, you can sign your papers and move towards the next step.
  • Step #4: Once you have signed the papers, your official petition for bankruptcy will be filed with the court.
  • Step #5: Sometime in the next 10 days, you will get a response from the court. This will include a date for a meeting with your creditors and the bankruptcy trustee. During this meeting, you may be asked questions about your income, debts, and expenses. Creditors also have the option to protest your filling.
  • Step #6: If you have filed for Chapter 7 Bankruptcy, there will be a 30-day period in which the trustee may object and a 60-day period during which your creditors may object. If they fail to make any objection before the deadlines pass, your approved debts will become discharged. In Chapter 13 bankruptcy, the trustee will make sure the proposed plan is realistic and all information is accurate before approving. If the trustee or any of your creditors find it unreasonable, they may object.

Contact a Brandon Bankruptcy Lawyer Today

When you hire a Brandon bankruptcy lawyer from The Golden Law Group to guide you through the bankruptcy process, you can rest assured knowing that your case is in good hands. Not only do they go above and beyond to help you restore your financial situation, but they also offer a free credit report follow-up 90 days after your debt has been discharged to ensure your profile has been accurately updated. That is truly client-centered service.

Do not hesitate to schedule your free consultation with the firm if you are ready for the bankruptcy process.