Brandon Chapter 7 Bankruptcy Lawyers
Call (813) 489-1095 to Get Started
Are you struggling to make ends meet financially, and unsure of what step
to take next? If so, filing for Chapter 7 bankruptcy may be right for
you, and it could be beneficial to contact
The Golden Law Group - a firm that specializes in helping individuals work through their financial
difficulties. Founding Attorney G. Donald Golden is a
board certified specialist of consumer bankruptcy, classifying him as an expert in the field and qualifying him to handle
even the most complicated cases. No matter how complex your situaiton
may seem, you can rely on the Brandon bankruptcy attorneys at the firm
to provide you with the customized counsel you need to move forward.
With The Golden Law Group on your side, you benefit from:
- An attorney Board Certified in Consumer Bankruptcy Law
- Individualized support through the entire process
- Dedicated counsel by your side at all times
- Defense against debt collection and creditor harassment
- Accurate advice to avoid complications
- Extensive experience with customized approaches
Am I eligible for Chapter 7?
Chapter 7 bankruptcies help individuals all throughout the United States
reduce or eliminate their debts and start fresh. Most people who are considering
bankruptcy would rather discharge their debt completely by filing under
Chapter 7 than proceed with other options, but not all people qualify
for Chapter 7. Your eligibility for Chapter 7 bankruptcy is based on your
To determine whether you can file for Chapter 7 bankruptcy, you will have
to take the means test. This is a test that determines whether your income
and non-exempt assets are below a certain percentage. If the assets are
above that percentage, then you may need to file for bankruptcy under
Chapter 13 instead.
If you have discharged debts within the past eight years, you also may
be unable to file for Chapter 7 bankruptcy. If you are wondering about
your eligibility, you need to contact a board-certified bankruptcy law
attorney for more information. You can determine whether you are eligible during a
free consultation with a skilled lawyer at The Golden Law Group.
Anatomy of a Chapter 7 Bankruptcy Case
Chapter 7 bankruptcy starts with filing the necessary paperwork. You will
need to file forms that list all of your property and debts owed. The
information will be entered into a formula to determine whether you are
eligible for discharge. If you are eligible, then you can decide to pay
a low down payment and retainer fee to secure the representation of an
attorney from The Golden Law Group. At this point, you can tell all creditors
that you have a lawyer representing you, and they can no longer contact
you directly. Once you file for bankruptcy, you will also be protected
by an automatic stay, which will stop all creditors from calling you.
Once you are working with a Chapter 7 bankruptcy lawyer at the firm, the
firm will gather your financial information and file the appropriate paperwork
with the right U.S. bankruptcy court in your area. In Florida, all bankruptcy
filers are required to attend a special class on debt management after
filing, either online or by telephone.
Your attorney can refer you to a certified instructor in your area. The
Golden Law Group will then help you navigate through the liquidation process
and arrange all discharges that are necessary as a part of your bankruptcy plan.
Small Business Bankruptcies
If you own and run a small business and have fallen into serious debt,
it may be wise to file for Chapter 7 bankruptcy and discharge all of those
expenses. Some business owners choose Chapter 7 bankruptcy if their businesses
have assets that can be liquidated. If the business does not have assets,
then the owner may be able to file under Chapter 7 and avoid creditors
taking action against the individual owner. If you do not have assets
to liquidate, it may be wiser to let the corporation end by not filing
for corporate status.
If you have comingled your assets in your business and personal finances,
then you may want to file two Chapter 7 bankruptcies simultaneously. The
firm can help you to do this in an efficient manner. You can save a lot
of time by filing for these bankruptcies at the same time. Learn more
about Chapter 7 bankruptcy at the firm today.
Get a Fresh Start - Call for a Free Case Review
With the right attorney on your side, you will be able to file the correct
bankruptcy and emerge from the process debt free! The Golden Law Group
serves clients in Bradenton, Brandon, and Sarasota. Don't hesitate
to call right away if you need assistance!