Bradenton Chapter 7 Bankruptcy Attorney
It can be extremely stressful to owe debts that you can never hope to repay. Not only must you worry about paying bills while debts spiral out of control, but your creditors don't quit calling, just because you ask them to. They want their money and often take some very harassing measures to intimidate you into paying. Chapter 7 bankruptcy may be the right option to help you discharge your debt and get the fresh start you and your family need.
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Does getting out from under a heavy burden of debt sound like the new beginning you are thinking about. Talk to an experienced Florida bankruptcy attorney at The Golden Law Group. Start with simple questions. There are a lot of myths about bankruptcy, such as losing your house and car. In most cases, you will be able to remain in your home and keep one exempt automobile. A husband a wife who file jointly will be able to keep one car each if the value of the vehicles are within the allowed exemption limit. The Golden Law Group attorneys will explain the process and what will be required of you and your family to discharge your debt.
Chapter 7 Bankruptcy Basics
With Chapter 7 bankruptcy, you can have all of your unsecured debts discharged (wiped away forever) in exchange for selling all of your " non-exempt" assets to pay back some of the debt. Before you let that prospect frighten you, keep in mind that most people who file for Chapter 7 end up selling no assets whatsoever. Chapter 7 is also called a "debt liquidation" bankruptcy.
Chapter 7 isn't necessarily the right answer for everyone. In the first place, not everyone is eligible. When you talk to your attorney at The Golden Law Group, you will take a bankruptcy means test, to determine whether you are eligible for a Chapter 7.. But don't worry. Chapter 13 debt consolidation bankruptcy is often a good option and offers many advantages.
Get a Tampa, Bradenton, Sarasota and Brandon Chapter 7 bankruptcy overview. Contact The Golden Law Group to schedule a free consultation, with no obligation. You can meet with an experienced Florida Central Gulf Coast bankruptcy lawyer to ask any questions and discuss your circumstances. Your attorney will review your financial documents and start strategizing about what solution is best for you.